Market-Linked Investments
Offer higher returns but with some level of risk.
1. Mutual Funds
What it is: Professionally managed investment pools that collect money from investors to invest in stocks, bonds, or other assets.
Why consider: Diversified, professionally managed, and suitable for all risk levels.
Types: Equity, Debt, Hybrid, Index Funds.
2. Stocks / Equity Shares
What it is: Buying a share of a company makes you a part-owner and allows you to earn via dividends and capital appreciation.
Why consider: High return potential, but carries higher risk.
Note: Ideal for long-term growth-focused investors.
3. Exchange-Traded Funds (ETFs)
What it is: A type of fund that tracks an index, sector, commodity, or asset, and is traded like a stock.
Why consider: Low-cost, diversified, and flexible like stocks.
Popular in India: Nifty 50 ETFs, Gold ETFs.
4. REITs (Real Estate Investment Trusts)
What it is: Companies that own and operate income-generating real estate like malls, offices, etc., and offer shares to the public.
Why consider: Earn from real estate without owning property.
Income: Regular dividends + potential capital appreciation.