✈️🌍 Travel Insurance
Your Safety Companion on Every Journey
Travel opens up new experiences — but also brings unexpected challenges like flight delays, lost baggage, medical emergencies, or trip cancellations. Travel Insurance protects you financially and ensures your peace of mind, whether you’re traveling abroad or within India.
It’s your backup plan for life’s surprises while traveling.
🧳 What is Travel Insurance?
Travel Insurance is a short-term insurance policy that covers risks during your trip, including:
Medical emergencies abroad
Trip delays and cancellations
Lost baggage or passports
Emergency evacuations
Accidents or personal liability while traveling
Whether you’re a solo backpacker, a family on vacation, or a student studying abroad — travel insurance ensures you’re never stranded.
🌐 Types of Travel Insurance Plans
| Plan Type | Best For | Coverage Highlights |
|---|---|---|
| International Travel Insurance | People going abroad for vacation or work | Medical, trip delays, baggage loss, personal accident |
| Student Travel Insurance | Students going abroad for education | Medical, sponsor protection, laptop theft, study interruption |
| Domestic Travel Insurance | Travelers within India | Accident, baggage loss, trip cancellation |
| Senior Citizen Travel Insurance | Travelers aged 60+ | Higher medical coverage, pre-existing disease cover (optional) |
| Group Travel Insurance | Corporate or family group tours | Single policy for all travelers, economical pricing |
| Multi-Trip Annual Plan | Frequent flyers | Covers multiple trips in a year, cost-effective |
✅ What Does Travel Insurance Cover?
🏥 Medical Emergencies Abroad
(Accidents, illness, hospitalization)💼 Loss of Checked-in Baggage
(Compensation for lost or delayed luggage)❌ Trip Cancellations or Curtailment
(Due to illness, bad weather, or emergencies)💳 Loss of Passport or Personal Belongings
💡 Personal Liability
(If you accidentally cause injury or property damage)🚑 Emergency Medical Evacuation or Repatriation
🚫 What’s Not Covered?
Traveling against medical advice
Claims related to alcohol/drug use
Pre-existing conditions (unless covered)
Adventure sports (can be included as an add-on)
Travel for unlawful purposes
Each policy has its own exclusions — always read the fine print!
🧠 Why Do You Need Travel Insurance?
Healthcare abroad can be extremely expensive (e.g., ₹7–10 lakh for hospitalization in the US or UK)
Missed flights or visa rejection can cause financial loss
Many countries like Schengen, UAE, and Thailand mandate travel insurance
Peace of mind for yourself and your loved ones
Easy to buy online in just a few minutes
Popular Insurers Offering Travel Insurance in India
Tata AIG Travel Guard
ICICI Lombard Travel Insurance
HDFC ERGO Travel Policy
Bajaj Allianz Travel Elite
Reliance General Travel Insurance
SBI General Travel Insurance
Digit and Niva Bupa (Online Plans)
📢 Pro Tip:
Always declare pre-existing conditions honestly, and choose a cashless claim facility where possible. For student plans, check if study interruption and sponsor protection are included.
🧳✈️ Final Words
A small premium for travel insurance can save you lakhs in emergency costs. Whether you’re flying to Canada, visiting Europe, or trekking through the Himalayas — Travel Insurance is your most important companion.